Health Insurance
On this page you can find information about various insurances you are covered by or recommended to sign up for as a student at Halmstad University.
Accident insurance
All Halmstad University students are covered by an accident insurance from Kammarkollegiet. The insurance covers personal injuries caused by accident and is free of charge. This insurance is only valid when you are at the University and when you travel to and from the University. You are also insured if you are doing an internship or a work placement approved by Halmstad University. The insurance does not cover any accidents happening during your free time, hence it is recommended to have a separate insurance for that.
Kammarkollegiet is in charge of the accident insurance for all universities in Sweden. On their website you can read more about the terms and conditions.
Kammarkollegiet's website regarding accident insurance
External link, opens in new window.
How to make a claim and report an accident
If you have experienced an accident covered by the accident insurance you must report the accident to Helpdesk so that the University can address any potential risks. After you have submitted the report, and if the accident is covered by the accident insurance, you will be contacted by the University's Environment and Security coordinator, who will help you in the process of making a claim from the insurance company. You can find instructions on how to report and accident via the link below.
Health insurance
The regulations regarding health insurance differ depending on if you are required to pay tuition fee or not, for how long you are studying in Sweden and your type of studies. Please read carefully below for guidance regarding your situation and how you go about to make a claim if needed.
The notification of selection results (admission letter) confirms that you are covered by a health insurance from Halmstad University. If you apply through the Migration Agency web application, you can attach your admission letter as proof of health insurance.
Health insurance for exchange students
As an exchange student you are covered by the Swedish state insurance called Student IN, via Kammarkollegiet. Learn more about the Student IN insurance and what it covers via below link.
Information on exchange student insurance from Kammarkollegiet
External link.
If you are a citizen of any of the EU/EEA countries or Switzerland, you should register for a European Health Insurance Card (EHIC) in your home country before coming to Sweden. With the EHIC card you have the right to medical care at the same cost as Swedes.
Learn more about the EHIC card External link.
Health insurance for international students
Non-EU/EEA students admitted to one year or less
Halmstad University provides comprehensive health insurance for tuition fee paying students admitted to programmes or courses of one year or less, the Swedish State’s Insurance for Fee-Paying Students (FAS). You will be covered by the insurance as you will not be registered with the Civil Registry in Sweden.
Information on student insurance for tuition fee paying students (FAS) External link.
Non-EU/EEA students admitted to two-year programmes
If you are admitted to a two-year programme and have been granted a residence permit valid for one year, you will be able to register with the Civil Registry in Sweden and you will be entitled to the healthcare system and pay Swedish patient fees. Therefore you are considered to have a comprehensive healthcare insurance policy.
Once you have arrived and registered at the programme, you should register with the Civil Registry and apply for a Swedish personal ID number.
Civil Registry (Skatteverket) External link.
Nordic and EU/EEA citizens
If you are a citizen of any of the EU/EEA countries or Switzerland, you should register for a European Health Insurance Card (EHIC) in your home country before coming to Sweden. With the EHIC card you have the right to medical care at the same cost as Swedes
Learn more about the EHIC card External link.
If you don’t obtain an EHIC in your home country, you’ll need to arrange your own insurance coverage to cover costs, as medical care without insurance can be very expensive.
How to make a claim regarding health insurance
Have you received medical care and want you apply for compensation from the insurance agency? Please follow the instructions below:
- Contact Service Center and ask of copy of an insurance claim form
- Fill out the form and attach relevant receipts
- Submit it to Service Center
The University will confirm your coverage and submit it to Kammarkollegiet, who makes the decision on whether you will receive compensation or not.
Please note that even when you have a health insurance, you will be asked to pay the full costs of the treatment upon the visit at the medical center and then apply for compensation from the insurance agency afterwards.
Home insurance
Home insurance is needed to cover any damage done to the apartment or house you are renting, for example in the event of a fire. It also covers your personal belongings that you have in the accommodation. The home insurance should always cover the entire duration of your lease.
Please note: If you have a Swedish personal identity number you can get a home insurance with a number of Swedish insurance companies, however if you do not have or are not entitled to a Swedish personal identity number, some insurance companies might not offer you an insurance.
